Mortgage Preapproval Alberta

mortgage preapproval on a home in Alberta, Canada
Your first Call Should be to Mortgage Loans Alberta

If you are thinking of buying a home, your first call should be to Jim Black at Mortgage Loans Alberta. We can sit down with you and help you determine how much you can comfortably afford to spend on a home.

We look at income, expenses, debts, personal preferences and down payments.

We can explain all the additional closing and carrying costs to expect. Then we can get you pre-approved for a mortgage. You will know what to expect for monthly payments and what price range of homes to shop for.

Mortgage Pre-Approvals help:

  • buyers understand the type and size of mortgage they can afford
  • realtors avoid showing homes out of a buyers price range and focus on helping buyer
  • buyers shop with confidence knowing they have a pre-approved loan
  • buyers with preapproved mortgages are viewed as more serious by sellers which may lead to better terms and home price
  • buyers clear the first paperwork hurdles of applying for a mortgage
  • buyers focus on finding the right home instead of worrying about financing


A mortgage pre-approval gives you confidence when you shop, knowing that you are pre-approved when you find that house you love.  It also shows sellers and real estate agents that you mean business – which can really help you in a bidding war. 

Having a mortgage preapproval will also help you avoid disappointment by shopping for homes you can’t afford or get turned down by the bank after putting in a bid.


Dreaming of Home Ownership?

Real estate in Canada is a great investment and mortgage rates are at historic lows, making this a great time to buy a home in Alberta.

Mortgage interest rates are historically very low, making home ownership more affordable.  Whether you are a first time home buyer or looking to move up the real estate ladder, we can shop your pre-approved mortgage over lenders all across Canada to get the best rates and terms for your needs. 

The mortgage pre-approval is usually good for up to 90 days, locking in a low interest rate and giving you time to shop for that home.

Apply Now

Get Pre-Approved

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ALberta Mortgage Loans

Before you start looking at homes, give us a call,

We can also recommend local experts in the industry – from real estate agents to lawyers to movers – to help make your move go smoothly.

House Shop with Confidence

preapproved mortgage in Calgary, Alberta