Why Use a Mortgage Broker in Alberta ?

A mortgage broker works for you to find not only the best rates, but the best terms by letting lenders compete for your business.

We work for you, not the Banks

When you go to a big bank, you deal with their mortgage lenders that sell the bank’s products. When you deal with a mortgage broker, they are working for you.

Their job is to find the right lender and mortgage product at the best rate, by shopping your mortgage over lenders across Canada. These lenders can include banks as well as credit unions, trust companies, finance companies and even private lender. The best part is – the service is free! Once you choose your lender based on the best offer, the mortgage broker gets a commission from that lender.

We are part of Dominion Lending CentreS

As part of Dominion Lending Centres, we have access to specially negotiated lending products that are not available to the general public.

We always look for the best mortgage rates, but help guide you on other important factors, including term and options like convertible mortgages, open or closed mortgages and assumable mortgages.

Mortgages

We Shop Hundreds of Lending Products

You fill out one application and we do the rest

When you shop your own mortgage, you will be required to fill out an application for each lender, who will then pull your credit report. The interest rate you will be offered will greatly depend on your credit score. If you have a lot of credit reports pulled at one time, your credit score will suffer. When you apply through a mortgage broker, you only have to fill out one application and only one credit report is pulled.

Rates

 

 

Banks may turn your application down if you are self-employed, have bad credit, are new to Canada or have no proof –of-income.

We deal with many lenders who have different lending criteria, so we can often get hard to place mortgages approved. We also offer the best rates and terms on mortgage renewals and refinancing.

Top Mortgage Broker

 

Award Winning Broker

Mortgage experts, like the team at Mortgage Loans Alberta, can find lenders for even hard to place loans.

So why risk making mistakes that could cost you thousands in interest over the life of your mortgage?

Call Jim Black at Mortgage Loans Alberta today. We are on your side and guide you from mortgage pre-approvals to mortgage renewals.

Get helpful, confidential service, the best rates and unbiased advice for the biggest investment you will likely make.

 

Apply Now

Hard To Place Mortgage?

First Time Home Buyer

Avoid the pitfalls when buying your first home. We help you from start to furnishing.

New To Canada

Let us help you with your dream of owning property in Canada.

Poor Credit

We work with you to help you improve your credit score and find a lender. Even if the bank turns you down, we have access to other lenders including credit unions, finance companies, trust companies and private lenders.